Modern Tri-Level Lakefront Estate on Lake Minneola with No HOA Located directly on Lake Minneola, part of the Clermont Chain of Lakes, this recently renovated tri-level lakefront estate offers over 7,000 square feet of refined living on an oversized 1.74-acre lot with no HOA. Designed for privacy, flexibility, and panoramic water views, this is a rare opportunity to own a true waterfront retreat just minutes from downtown Clermont. The home features 5 bedrooms and 4 bathrooms, including a private lower-level in-law suite with its own entrance, living area, and full kitchen, making it ideal for multi-generational living, extended guests, or flexible use. The thoughtfully designed layout highlights soaring ceilings, porcelain tile flooring, modern lighting, and expansive windows that capture stunning lake views throughout the home. Two oversized primary suites serve as private retreats, each offering spa-inspired bathrooms, custom walk-in closets, and tranquil water views. Two additional ensuite bedrooms provide comfort and privacy for family or guests, while two dedicated offices and multiple living and gathering spaces allow the home to adapt easily to a variety of lifestyles. Designed with entertaining in mind, the residence includes two full kitchens, a formal dining room, and a living room centered around a fireplace. A Florida room overlooking the lake creates a seamless indoor-outdoor connection and offers the perfect place to relax and enjoy the water views year-round. Outdoor living is equally impressive. The landscaped grounds feature a peaceful Zen garden with a lighted waterfall and fire pit, creating a serene setting for evenings by the lake. A private dock provides direct access to Lake Minneola for boating, paddleboarding, fishing, and unforgettable sunset views. Additional highlights include a 3-car garage, RV parking pad, R-3 zoning, and convenient access to downtown Clermont's dining, shopping, trails, and waterfront activities. This lakefront estate delivers luxury, space, and lifestyle without HOA restrictions in one of Central Florida's most desirable waterfront locations.